Attention homeowners in Radnor and Delaware County: Need an appraisal?

The top seven reasons why PA homeowners use Stephen Sweeney Real Estate Appraisal And Counseling:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower your monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in PA

Need help deciding the value of your home in or near Radnor, PA?
Contact Stephen Sweeney Real Estate Appraisal And Counseling.

We at Stephen Sweeney Real Estate Appraisal And Counseling understand the unique needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Stephen Sweeney Real Estate Appraisal And Counseling, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. Stephen Sweeney Real Estate Appraisal And Counseling is qualified in helping people just like you do away with undesirable PMI insurance.

Challenge Delaware county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Stephen Sweeney Real Estate Appraisal And Counseling is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Stephen Sweeney Real Estate Appraisal And Counseling can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.